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There are several types of debt consolidation, and for many people it is hard to tell the difference. Some are new loans, some are not. Advertisers generally don’t tell you the pro’s and con’s of each approach. We will!

As an accredited credit counseling agency, we have access to a specialized program that is approved by your creditors and offers several advantages, but it is not necessarily right for you. If you give us a call, we can walk you through the different types of programs, and the different types of companies that offer various solutions.

You can probably qualify for our special Fast Consolidation Program if any of the following are true about your circumstances:

01You have any of the following unsecured debts: Visa, MasterCard or DiscoverCard Credit Cards

• Department Store cards such as Sears, JCPennys, Wards etc.
• Personal Lines of Credit
• Signature loans
• Overdraft loans
• Installment loans

&you are 30 days or more behind in making payments on any one of them.

• You have past due medical bills or bills to collection agencies.
• You have payday loans.
• You are about to fall behind in making payments.
• You are only able to make minimum payments.

Even if you don't think you qualify for our program, we are still here to help, so please feel free to call if you have questions or concerns about your debt. 1-800-579-2414